FireRoofs Wildfire Defense, Bay Area exterior sprinkler systems
Modern California home built with fire-resistant materials including fiber cement siding and metal roofing in a wildfire-prone hillside setting

Fire-Resistant Building Products Approved for California WUI Zones

Provided by FireRoofs: Because Wet Homes Don't Burn

Every product listed here is tested and verified by the California State Fire Marshal under Chapter 7A. OSFM listing numbers included so you can verify each one.

Source: 2025 OSFM WUI Handbook
View Official OSFM Handbook

How We Pick Our Top Products

Every product on this page is pulled from the OSFM WUI Products Handbook and carries a verified Building Materials Listing (BML) number. Our top picks are based on four things: fire test results (ASTM E108, E136, E2886, and E84 scores), feedback from our install crews across 32 Bay Area communities, warranty length and manufacturer support, and local availability through Northern California distributors. We do not accept payment or sponsorship from any manufacturer. If a product earns a top pick star, it is because our team has installed it, seen how it holds up, and would put it on our own homes.

AZEK Landmark Collection PVC decking boards installed on a residential deck
OSFM Category 8110

🏗️Best Fire-Resistant Decking for California Wildfire Zones

The best fire-resistant decking for California wildfire zones is AZEK Landmark Collection (Class A PVC, BML 8110-2042:0503), Trex Transcend/Refuge (WUI-Compliant composite and PVC), and Fiberon Paramount PVC (Class A, BML 8110-2045:0008). All three are listed in the 2025 OSFM WUI Products Handbook. PVC decking leads the category because it contains zero wood fiber and cannot sustain combustion from ember exposure.

Why It Matters

Decks are one of the most vulnerable ignition points during a wildfire. Embers land on surfaces, collect in board gaps, and ignite debris underneath.

Every product below has been tested by the California State Fire Marshal to resist ignition from burning brands. Class A is the highest rating. PVC decking leads the category because it contains zero wood fiber.

Quick Comparison

ProductMaterialFire RatingBML #Best For
AZEK Landmark CollectionAZEK Building ProductsAdvanced PVC, co-extruded cap over …Class A8110-2042:0503Zero wood fiber. Stays 30 degrees cooler than competito…
Trex Transcend / RefugeTrex Company, Inc.Composite (Transcend) and PVC (Refu…WUI-Compliant8110-2052:0004The most trusted decking brand in the country, 6 years …
Fiberon Paramount PVCFiber Composites, LLCPVC composite, 15/16" x 5-1/2"Class A8110-2045:0008Largest selection of fire-resistant deck boards at mult…
AZEK Vintage CollectionAZEK Building ProductsComposite, 1" x 5.5"Class A8110-2042:0001Multi-tonal color blending mimics natural hardwood. Str…
KAYU Batu Red Balau HardwoodKAYU International Inc.Solid hardwood, density 55.8 lbs/cu…Class A8110-2069:0001Class A from natural density alone. No synthetic materi…

Top Picks

AZEK Landmark Collection

AZEK Building Products

BML 8110-2042:0503

Class A

▼ tap for details

Trex Transcend / Refuge

Trex Company, Inc.

BML 8110-2052:0004

WUI-Compliant

▼ tap for details

Fiberon Paramount PVC

Fiber Composites, LLC

BML 8110-2045:0008

Class A

▼ tap for details

Also OSFM-listed: Mataverde IPE/Cumaru (Class A), MOSO Bamboo (Class A), Inteplast FR (Class A), Nova USA Bangkirai (Class A), TimberTech EDGE (Class B), DecKorators TG2 (Class B), Kebony Radiata (Class B), Thermory Ash (Class B), Pli-Dek Walking Deck (Class A)

James Hardie HardiePlank fiber cement siding installed on a home exterior
OSFM Category 8140

🧱Fire-Resistant Siding for Homes Near Wildfire Areas

The best fire-resistant siding for homes in California wildfire areas is James Hardie HardiePlank fiber cement (Noncombustible per ASTM E136, BML 8140-2026:0005), Nichiha fiber cement panels (WUI-Compliant, BML 8140-2029:0001), and LP SmartSide with FlameBlock (WUI-Compliant system, BML 8140-2027:0005). Fiber cement is noncombustible, meaning it will not ignite, burn, or contribute fuel under any fire condition. LP SmartSide achieves WUI compliance as a wall assembly system at a lower cost.

Why It Matters

Your exterior walls are the largest surface exposed to radiant heat and direct flame. Siding must resist ignition from embers, flames, and sustained heat.

Fiber cement leads the field for fire performance. James Hardie products are non-combustible under ASTM E136, the highest standard. Engineered wood systems like LP SmartSide achieve compliance as a complete wall assembly.

Quick Comparison

ProductMaterialFire RatingBML #Best For
James Hardie HardiePlank / HardiePanelJames Hardie Building ProductsFiber cement, 5/16" thickNoncombustible8140-2026:0005The dominant fiber-cement brand in North America. Non-c…
Nichiha Fiber Cement PanelsNichiha USA, Inc.Fiber cement, 1/2" to 5/8" thickWUI-Compliant8140-2029:0001Specialty panels resembling stone, brick, or premium wo…
LP SmartSide with FlameBlockLouisiana-Pacific CorporationEngineered wood over fire-rated OSBWUI-Compliant (system)8140-2027:0005Achieves WUI compliance as a system. Natural wood-grain…
James Hardie Reveal Panel SystemJames Hardie Building ProductsFiber cement, 7/16" thickNoncombustible8140-2026:0501Modern rainscreen panel system. Tested noncombustible, …
Nusku Fireblocker Redwood SidingNusku Partners LLCFingerjoint Redwood, multiple profi…WUI-Compliant8140-2064:0100Real wood siding meeting WUI fire standards. Dozens of …

Top Picks

James Hardie HardiePlank / HardiePanel

James Hardie Building Products

BML 8140-2026:0005

Noncombustible

▼ tap for details

Nichiha Fiber Cement Panels

Nichiha USA, Inc.

BML 8140-2029:0001

WUI-Compliant

▼ tap for details

LP SmartSide with FlameBlock

Louisiana-Pacific Corporation

BML 8140-2027:0005

WUI-Compliant (system)

▼ tap for details

Also OSFM-listed: APA 303 Plywood Siding, Bodyguard Treated Pine, Cedar Valley Shingle Panels, Collins TruWood, Fiberon Wildwood Cladding, Ply Gem Vinyl, Roseburg DuraTemp, Shakertown Cedar Shingles

Vulcan Vents ember-resistant vent with intumescent coating
OSFM Category 8165

🌀What Vents Are Approved for WUI Zones in California?

The vents approved for California WUI zones under OSFM Category 8165 are Vulcan Vents (BML 8165-2192:0100, the only vents passing both ASTM E2886 ember test and ASTM E119 one-hour fire test), Brandguard Vents (widest product range including gable, soffit, undereave, foundation, and ridge), and Embers Out (budget-friendly OSFM-listed attic and foundation vents). Standard 1/4-inch mesh vents do not stop embers. California WUI code requires vents tested to ASTM E2886.

Why It Matters

Vents are one of the most critical and overlooked entry points for embers. Burning embers travel miles ahead of the fire front and enter through standard vents.

Standard 1/4" mesh is not sufficient. WUI code now requires ASTM E2886 tested vents. The best products combine ember-blocking mesh with intumescent coatings that expand in heat to create a complete seal.

Quick Comparison

ProductMaterialFire RatingBML #Best For
Vulcan VentsVulcan Technologies (Loomis, CA)Stainless steel ember mesh with int…WUI + 1-Hour Fire Rated8165-2192:0100The only vents meeting BOTH WUI ember test (ASTM E2886)…
Brandguard VentsBrandguard (Lake Forest, CA)Patented overlapping baffle design …WUI-Compliant8165 (multiple)Widest product range: gable, soffit, undereave, foundat…
Embers OutEmbers Out (Yorba Linda, CA)Ember and flame resistant vent asse…WUI-Compliant8165 (multiple)OSFM-listed attic and foundation vents. Good budget-con…

Top Picks

Vulcan Vents

Vulcan Technologies (Loomis, CA)

BML 8165-2192:0100

WUI + 1-Hour Fire Rated

▼ tap for details

Brandguard Vents

Brandguard (Lake Forest, CA)

BML 8165 (multiple)

WUI-Compliant

▼ tap for details

Standing seam metal roof installed on a residential home
OSFM Category 8180

🏠What Roofing Is Class A Fire Rated for California Wildfire Zones?

Class A fire-rated roofing options for California wildfire zones include standing seam metal roofing (inherently non-combustible, 40-60+ year lifespan), concrete or clay tile (fireproof, 50-100+ year lifespan), Class A asphalt shingles with OSFM WUI-listed underlayment like MFM Ultra HT (BML 8180-2433:0001, most affordable option), and natural slate (75-200 year lifespan). All Class A roofing systems are mandatory in California Fire Hazard Severity Zones. Wood shakes and shingles are banned in WUI areas.

Why It Matters

California requires Class A fire-rated roof assemblies in all Fire Hazard Severity Zones. Your roof is the largest horizontal surface and the primary ember landing zone.

Class A is the highest fire rating and is mandatory in WUI areas. Wood shakes and shingles are banned. Metal, tile, and properly assembled asphalt shingle systems all meet the standard.

Quick Comparison

ProductMaterialFire RatingBML #Best For
Standing Seam Metal RoofingVarious (ask your contractor)Steel or aluminum, non-combustibleClass A (Inherent)PrescriptiveNon-combustible by nature. Sheds leaves, needles, and d…
Concrete or Clay TileVarious (Eagle, Boral, US Tile)Concrete or fired clay, non-combust…Class A (Inherent)PrescriptiveFireproof under any condition. 50-100+ year lifespan. R…
Class A Asphalt Shingles + WUI UnderlaymentVarious + MFM Ultra HTFiberglass-mat asphalt over fire-ra…Class A (Assembly)8180-2433:0001 (MFM)Most affordable Class A option. MFM Ultra HT underlayme…
Natural SlateVariousNatural stone, non-combustibleClass A (Inherent)Prescriptive75-200 year lifespan. Premium cost but unmatched longev…
Synthetic Slate / ShakeDaVinci, CertainTeed, othersComposite engineered materialsClass AVariousTraditional look of slate or cedar shake without the we…

Top Picks

Standing Seam Metal Roofing

Various (ask your contractor)

BML Prescriptive

Class A (Inherent)

▼ tap for details

Concrete or Clay Tile

Various (Eagle, Boral, US Tile)

BML Prescriptive

Class A (Inherent)

▼ tap for details

Class A Asphalt Shingles + WUI Underlayment

Various + MFM Ultra HT

BML 8180-2433:0001 (MFM)

Class A (Assembly)

▼ tap for details

Multi-pane tempered glass windows installed on a home in a wildfire zone
OSFM Categories 8120 and 8150

🪟What Windows and Doors Meet California WUI Zone Requirements?

California WUI code requires multi-pane windows with at least one pane of tempered glass. Riviera Bronze is the only window manufacturer with a specific OSFM BML listing (8120-2120:0100) for WUI. Most major brands (Milgard, Andersen, Pella, Marvin) produce windows meeting prescriptive WUI standards without a specific BML listing. Metal exterior doors with insulated cores and UL 10C weatherstripping meet door requirements. Garage doors need weatherstripping at all gaps greater than 1/8 inch.

Why It Matters

Windows are the most fragile part of your exterior. Single-pane windows can shatter from radiant heat alone, giving embers direct entry into your home.

WUI code requires multi-pane windows with at least one pane of tempered glass. Most major manufacturers produce compliant windows. Metal exterior doors with insulated cores also meet requirements.

Quick Comparison

ProductMaterialFire RatingBML #Best For
Riviera Bronze Metal-Glazed WindowsRiviera Bronze Mfg (Ventura, CA)Metal frame with structural silicon…WUI-Listed8120-2120:0100The only window manufacturer with a specific OSFM BML l…
Multi-Pane Tempered Windows (Prescriptive)Milgard, Andersen, Pella, Marvin, etc.Multi-pane with at least one temper…Prescriptive CompliancePrescriptiveMost major manufacturers produce windows meeting WUI pr…
Metal Exterior DoorsVariousSteel or aluminum with insulated co…Prescriptive CompliancePrescriptiveMetal doors with insulated cores and UL 10C weatherstri…

Top Picks

Riviera Bronze Metal-Glazed Windows

Riviera Bronze Mfg (Ventura, CA)

BML 8120-2120:0100

WUI-Listed

▼ tap for details

Multi-Pane Tempered Windows (Prescriptive)

Milgard, Andersen, Pella, Marvin, etc.

BML Prescriptive

Prescriptive Compliance

▼ tap for details

OSFM Category 8160

🔧How to Protect Eaves and Soffits from Wildfire Embers

Open eaves with exposed rafter tails are one of the highest-risk features during a wildfire. To protect them: install James Hardie HardieSoffit panels (noncombustible fiber cement), box in open rafter tails with 5/8 inch Type X fire-rated gypsum wallboard, and seal all gaps greater than 1/8 inch with intumescent fire caulking. Intumescent products expand when heated to maintain the seal even during active fire exposure.

Why It Matters

The underside of eaves and soffits is extremely vulnerable. Embers collect in these areas and radiant heat rises directly into them.

Open eaves with exposed rafter tails are one of the highest-risk features on any home. Enclosing them with noncombustible materials and sealing gaps is one of the most impactful hardening steps you can take.

Quick Comparison

ProductMaterialFire RatingBML #Best For
James Hardie HardieSoffit PanelsJames Hardie Building ProductsFiber cementNoncombustiblePer 8140 listingNoncombustible soffit panels that enclose open eaves. E…
5/8" Type X Gypsum WallboardVarious (USG, Georgia-Pacific, etc.)Fire-rated gypsumFire-RatedPrescriptiveThe most cost-effective way to box in open eaves and pr…
Intumescent Fire CaulkingEverKem (814+ and 136)Intumescent sealantFire-RatedN/A (accessory)Seals all gaps greater than 1/8" around rafters, blocki…

Top Picks

James Hardie HardieSoffit Panels

James Hardie Building Products

BML Per 8140 listing

Noncombustible

▼ tap for details

5/8" Type X Gypsum Wallboard

Various (USG, Georgia-Pacific, etc.)

BML Prescriptive

Fire-Rated

▼ tap for details

Intumescent Fire Caulking

EverKem (814+ and 136)

BML N/A (accessory)

Fire-Rated

▼ tap for details

OSFM Categories 8170, 8175, 2520

🪵What Materials Do I Need for WUI Zone Construction in California?

California WUI zone construction within Zone 0 (0-5 feet from the structure) requires ignition-resistant materials with a flame spread of 25 or less (OSFM Category 8170, ASTM E84), noncombustible materials like fiber cement, metal, and mineral products (Category 8175, ASTM E136), or fire-retardant treated lumber (Category 2520, ASTM E84 plus ASTM D2898). Noncombustible is the highest standard, producing negligible heat, flame, or smoke. These materials are used for exterior trim, fascia, fencing, and any structural element within 5 feet of the home.

Why It Matters

Trim, fascia, fencing, and structural elements within 5 feet of your home (Zone 0) must be fire-resistant under California code.

Fire-treated lumber meets WUI requirements where wood is structurally needed but fire resistance is mandated. Noncombustible materials (ASTM E136) are the highest standard for the most critical applications.

Quick Comparison

ProductMaterialFire RatingBML #Best For
Ignition-Resistant Materials (8170)VariousTested per ASTM E84 (30-minute)Flame Spread 25 or lessCategory 8170Materials with flame spread of 25 or less and no progre…
Noncombustible Materials (8175)VariousTested per ASTM E136NoncombustibleCategory 8175The highest standard. Produces negligible heat, flame, …
Fire-Retardant Treated Lumber (2520)VariousPressure-treated wood, ASTM E84 + A…Ignition-ResistantCategory 2520Treated wood that meets ignition-resistant standards. A…

Top Picks

Ignition-Resistant Materials (8170)

Various

BML Category 8170

Flame Spread 25 or less

▼ tap for details

Noncombustible Materials (8175)

Various

BML Category 8175

Noncombustible

▼ tap for details

Also OSFM-listed: Nusku Fireblocker treated products, various pressure-treated options

How Much Do Fire-Resistant Building Materials Cost?

Using OSFM-listed materials typically adds $9,000 to $15,000 to new construction. Fiber cement siding like James Hardie costs about the same as premium wood alternatives. Composite and PVC decking is competitively priced with cedar. That investment comes back through:

  • Insurance premium reductions for documented fire-resistant construction
  • AB 888 grants up to $40,000 for roof and Zone 0 upgrades
  • Documented Safer from Wildfires compliance for your insurance broker
  • Long-term property value protection in a tightening insurance market

Homes hardened with listed materials are more resilient and more insurable.

$59 Full Report

Find Out What Your Home Needs

Our wildfire assessment report checks your property photos against Chapter 7A, PRC 4291, AB 38, and CDI Regulation 2644.9. You get a code-cited action plan showing exactly which building materials to upgrade and where to start.

  • Photo-based assessment of every exterior element
  • Code citations for each finding
  • Prioritized action plan with difficulty levels
Get Your Assessment Report

Takes about two minutes. No account needed.

Woman reviewing a FireRoofs wildfire satellite assessment on her phone with the full property report visible beside her
FAQ

Common Questions

What building materials are required in California wildfire zones?

California requires fire-resistant building materials in all Fire Hazard Severity Zones (FHSZ) and Wildland-Urban Interface areas. The requirements include Class A fire-rated roofing, ember-resistant vents tested to ASTM E2886, non-combustible or ignition-resistant siding, multi-pane tempered windows, and fire-resistant decking. All materials must comply with California Building Code Chapter 7A. The full list of approved products is published in the OSFM WUI Products Handbook by the California State Fire Marshal.

What is the best fire-resistant decking for wildfire areas?

The best fire-resistant decking options for California wildfire areas are AZEK Landmark Collection (Class A PVC with zero wood fiber, BML 8110-2042:0503), Trex Transcend/Refuge (WUI-Compliant composite and new PVC line), and Fiberon Paramount PVC (Class A, BML 8110-2045:0008). PVC decking leads the category because it contains no wood fiber and will not sustain combustion from ember exposure. Class A is the highest fire rating under ASTM E108.

What vents are approved for WUI zones in California?

California WUI zones require vents tested to ASTM E2886 (ember intrusion test). The approved options listed by OSFM include Vulcan Vents (BML 8165-2192:0100, the only vents passing both the ember test and the one-hour fire test ASTM E119), Brandguard Vents (widest range of styles including gable, soffit, undereave, foundation, and ridge), and Embers Out (budget-friendly attic and foundation vents). Standard 1/4-inch mesh vents do not block embers and are not compliant.

What is the OSFM WUI Products Handbook?

The OSFM WUI Products Handbook is the official reference published by the California State Fire Marshal (Office of the State Fire Marshal) listing every building material tested and approved for use in Wildland-Urban Interface zones. Products earn a Building Materials Listing (BML) number after passing fire resistance tests. The handbook is maintained by CAL FIRE Fire Engineering and Investigations Division under the Building Materials Listing Program. The current edition was published September 2, 2025.

What are the 2026 California WUI building code requirements for materials?

The 2026 California WUI building code requirements for materials are governed by California Building Code Chapter 7A. Key requirements include Class A fire-rated roof assemblies in all Fire Hazard Severity Zones (wood shakes and shingles are banned), ember-resistant vents tested to ASTM E2886, exterior walls and siding that are ignition-resistant or noncombustible, multi-pane windows with at least one tempered glass pane, fire-resistant decking and fencing within Zone 0 (0-5 feet of the structure), and noncombustible materials for eaves and soffits. Products must be OSFM-listed or meet prescriptive compliance standards.

What is the difference between Class A and WUI-Compliant ratings?

Class A is the highest fire-resistance rating under ASTM E108, meaning the material withstands severe fire exposure from burning brands, intermittent flame, and radiant heat. WUI-Compliant means the product meets the specific requirements of the California WUI Code (Chapter 7A), which may include ember resistance, radiant heat resistance, or flame impingement tests depending on the product category. Some products carry both ratings. Noncombustible (ASTM E136) is the highest possible standard, meaning the material produces negligible heat, flame, or smoke.

What is Chapter 7A approved building material?

Chapter 7A of the California Building Code sets the fire-resistance standards for building materials used in Wildland-Urban Interface zones. A "Chapter 7A approved" material has been tested and verified to meet these standards, either through a specific OSFM Building Materials Listing (BML) number or through prescriptive compliance with code-referenced test standards like ASTM E108 (roofing), ASTM E2886 (vents), ASTM E136 (noncombustible), and ASTM E84 (flame spread). The OSFM WUI Products Handbook is the official directory of BML-listed products.

How do I harden my home against wildfire?

Home hardening against wildfire focuses on six critical areas: (1) Replace your roof with a Class A assembly like standing seam metal or concrete tile. (2) Install ember-resistant vents tested to ASTM E2886, such as Vulcan Vents or Brandguard. (3) Replace combustible siding with fiber cement like James Hardie HardiePlank. (4) Upgrade to multi-pane tempered windows. (5) Replace wood decking with fire-resistant PVC or composite boards like AZEK or Trex Refuge. (6) Enclose open eaves with noncombustible soffit panels and seal all gaps with intumescent caulking. These upgrades follow California Building Code Chapter 7A and may qualify for AB 888 grants up to $40,000.

Do I have to use OSFM-listed products in a California fire zone?

In most cases, yes. Homes in State Responsibility Areas (SRA) and Very High Fire Hazard Severity Zones (VHFHSZ) must use materials that meet Chapter 7A standards. OSFM-listed products have already been tested and verified. Some products can also meet code through prescriptive compliance (for example, any Class A asphalt shingle with proper underlayment, or any multi-pane tempered window) without a specific BML listing. Your local building department is the Authority Having Jurisdiction and has final say on what is accepted.

What fire-resistant siding is best for homes near wildfire?

The best fire-resistant siding for wildfire areas is James Hardie HardiePlank fiber cement (Noncombustible per ASTM E136, BML 8140-2026:0005), which is the dominant brand in North America with a 30-year warranty. For high-end aesthetics, Nichiha fiber cement panels (BML 8140-2029:0001) offer stone, brick, and premium wood textures. For a more affordable option, LP SmartSide with FlameBlock (BML 8140-2027:0005) achieves WUI compliance as a system with natural wood-grain look and a 50-year warranty.

How much do fire-resistant building materials cost compared to standard materials?

Using OSFM-listed fire-resistant materials typically adds $9,000 to $15,000 to new construction costs. Fiber cement siding like James Hardie costs about the same as premium wood alternatives. Composite and PVC decking from AZEK, Trex, or Fiberon is competitively priced with cedar. The investment is offset by insurance premium reductions, eligibility for California AB 888 grants up to $40,000 for roof and Zone 0 upgrades, documented compliance for Safer from Wildfires insurance programs, and long-term property value protection in areas with tightening insurance markets.

What decking is Class A fire rated?

Class A fire-rated decking options listed by the California State Fire Marshal include AZEK Landmark Collection PVC (BML 8110-2042:0503), AZEK Vintage Collection composite (BML 8110-2042:0001), Fiberon Paramount PVC (BML 8110-2045:0008), KAYU Batu Red Balau hardwood (BML 8110-2069:0001, Class A from natural density), Mataverde IPE and Cumaru hardwood, MOSO bamboo, Inteplast FR, and Nova USA Bangkirai. PVC boards outperform composite because they contain zero wood fiber. Trex Transcend and Refuge are WUI-Compliant but use a different testing pathway.

Can composite decking melt or warp during a wildfire?

Yes. Composite decking contains wood fiber mixed with plastic, and it can soften, warp, and deform under radiant heat from a nearby fire. We have pulled warped composite boards off homes after wildfires where the deck did not ignite but lost its shape from heat exposure. PVC decking like AZEK performs better because it self-extinguishes and has no wood fiber to smolder. If you already have composite decking that is WUI-Compliant, it still meets code. But if you are building new, PVC is the stronger choice in high-exposure areas like canyon lots and ridgeline homes.

Do ember-resistant vents also block smoke from getting inside?

The ASTM E2886 ember test checks whether burning embers can pass through the vent and ignite materials on the other side. It does not test for smoke infiltration. In practice, vents like Vulcan and Brandguard use intumescent mesh that swells shut when temperatures rise, which does reduce smoke entry during a fire. But no vent on the market is rated to be smoke-tight. If smoke sealing is a priority, pairing ember-resistant vents with a sealed attic design (spray foam at the roofline) gives you the best result.

Is fiber cement siding truly fireproof?

Fiber cement like James Hardie HardiePlank is classified as noncombustible under ASTM E136, meaning the material itself does not burn, produce flame, or generate significant heat. That said, the siding is only one part of the wall assembly. If there are gaps behind the boards, embers can reach the house wrap or framing underneath. Proper installation with sealed joints, metal flashing at transitions, and noncombustible trim is what makes the full assembly fire resistant. We have seen fiber cement homes survive direct flame contact in wildfire events when the installation was done right.

What do insurance inspectors check during a wildfire home assessment?

Insurance inspectors typically photograph the roof, vents, eaves, siding, windows, decking, and fencing within five feet of the structure. They check for exposed wood, missing vent screens, open eave gaps, single-pane windows, and combustible materials touching the house. Having OSFM-listed products with visible BML documentation helps during these inspections. We give every client a material compliance binder with photos and listing numbers so your insurance broker can verify the upgrades.

What is the most common code violation on Bay Area homes in fire zones?

Open eaves. Most older Bay Area homes have exposed rafter tails with no soffit enclosure. Embers land on the rough wood surfaces, ignite, and the fire moves into the attic within minutes. Enclosing eaves with noncombustible soffit panels and sealing the gaps with intumescent caulking is one of the fastest, most affordable upgrades a homeowner can make. We typically knock out eave enclosures in a day for most single-story homes.

We Install What We Recommend

FireRoofs is a full-service wildfire defense contractor. We install every product category on this page across 32 Bay Area communities. Every installation uses OSFM-listed materials and is documented for your insurance broker.

Source: 2025 OSFM WUI Listed Products Handbook, published by CAL FIRE Fire Engineering and Investigations Division, Building Materials Listing Program. This guide is for informational purposes. Consult your local building department and a licensed contractor for specific approvals in your jurisdiction.