Find Out Your Wildfire Risk. Free. Two Minutes. From Your Phone.
Start with a free satellite report of your property. Upgrade to the full assessment with documentation you can share with your broker when you are ready.
Two Simple Steps
Free Satellite Report (you are here)
Enter your address. See your roof, vegetation, and risk zones in two minutes. No email, no cost.
Full Assessment Report ($59, only if you want it)
Upload property photos. Get code citations, insurance documentation, and a prioritized action plan.
Have a promo code? Start with the free satellite report. You will enter your code before payment.
How It Works
Free First. Full Report Only If You Want It.
You always start with the free satellite report. The paid assessment is a separate step you choose later.
Satellite Report
- Enter your address
- See roof condition and vegetation density
- View all three defensible space zones
- Get risk factors and positive factors
- Results in about two minutes
- No email required, no cost
Full Assessment
- Everything in the free report, plus:
- Upload photos of your property
- Photo-by-photo analysis with code citations
- Documentation to share with your broker
- Prioritized action plan (critical items first)
- Mapped to Safer from Wildfires framework
You must get the free report first. The $59 upgrade is optional.
What $59 Actually Gets You
A professional wildfire mitigation site visit runs $300 to $500, with a six to eight week waitlist. Here is what our intelligence software delivers for a fraction of that.
Instant Clarity
Every vulnerability ranked from critical to maintenance level. You will know exactly what needs attention now, what can wait, and what is already in good shape. No more guessing which project to tackle first.
Insurance Defense
Your report maps directly to the 12 categories in the Safer from Wildfires framework that California insurers are required to recognize under Regulation 2644.9. Documentation you can hand to your broker or carrier to support premium discounts.
How insurance discounts workZone Zero Accuracy
California now requires a 5-foot ember-resistant zone around every structure. Most homeowners have never heard of it. Your report breaks down exactly what Zone Zero compliance looks like for your property, with photos and code references.
Understanding ember threatsProfessional Backing
The same CalOES methodology and California building codes a professional assessor would reference, delivered through advanced intelligence software. A $500-value site visit for a fraction of the cost, accessible from your phone.
Every report includes:
What Does Zone Zero Compliance Look Like Under AB 3074?
Assembly Bill 3074 added a mandatory 5-foot ember-resistant zone around every structure in California. Called "Zone Zero," it requires homeowners to remove all combustible material, vegetation, and stored items within five feet of exterior walls, windows, and the underside of decks. The law is now enforced during PRC 4291 defensible space inspections, and non-compliance can affect both insurance eligibility and real estate disclosures under AB 38.
Most homeowners have never heard of Zone Zero. Even those who have are unsure what counts as "combustible material" next to a foundation wall versus what is acceptable. Our assessment photographs and evaluates the full perimeter of your home against AB 3074 requirements, identifies specific items that need to be moved or replaced, and documents your current status with code references your insurer or fire authority will recognize.
What the report covers for Zone Zero:
Dropped by Your Insurer? Here Is Your Next Move.
If your California home insurance was canceled or your carrier threatened non-renewal due to wildfire risk, you are not alone. Tens of thousands of California homeowners have lost coverage in the last three years as insurers pull back from fire-prone areas. The question most people ask is simple: what do I do now?
Step one is documentation. Your broker needs objective evidence of what your property looks like today and what you have done (or plan to do) to reduce risk. A vague promise to "clear brush" is not enough. Carriers want to see specific mitigation work mapped to the frameworks they are required to recognize, specifically the Safer from Wildfires 12-category scorecard under California Regulation 2644.9.
Our $59 assessment gives your broker exactly that. Every photo is evaluated against the same categories insurers use, every finding includes a code citation, and the report is formatted so a broker or underwriter can review it without translation. Whether you are appealing a non-renewal, shopping for alternative coverage, or building a case to avoid the FAIR Plan, documented proof of mitigation is the single most effective tool you have.
Bottom line:
If your insurance carrier threatened non-renewal, our report gives your broker the objective, code-referenced data needed to appeal or shop for alternative coverage. It is the fastest way to turn "we are dropping you" into a conversation your broker can actually win.
See What Your Report Looks Like
Every assessment produces a detailed, multi-page report with scores, prioritized action items, photo evidence, and California code citations you can share with your insurance broker.
Cover and Summary
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In Our Service Area?
The $59 assessment works for any California homeowner. But if you are in one of our 32 Bay Area or Santa Cruz Mountains communities, your report becomes the first step toward getting the work done.
Use your report to book a free on-site evaluation. We review your roof, water access, and Zone Zero conditions in person and deliver a system proposal within one to three business days.
Not in the Bay Area? The report is still yours. Take it to any contractor, or use it for your own records and insurance conversations.
Common Questions
You do not need to be a wildfire expert. You just need a phone.
Start with the satellite snapshot. Decide from there.
Questions? We are here to help.
Code References
This report evaluates property conditions against: California Public Resources Code (PRC) 4291 Defensible Space Requirements, Assembly Bill (AB) 3074 Zone Zero Fuel Modification, California Building Code (CBC) Chapter 7A WUI Structural Standards, and California Department of Insurance (CDI) Regulation 2644.9 "Safer from Wildfires" Framework.
FireRoofs is not a licensed inspector, certifier, or compliance authority. This assessment evaluates observable property conditions against publicly available California wildfire codes and standards. It does not constitute a formal inspection, guarantee compliance, or serve as certification. Consult qualified professionals for engineering, legal, or insurance advice.
Questions or concerns? Contact us at [email protected]